/* CSS RESET & NORMALIZE */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}

html {
  height: 100%;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

body {
  min-height: 100vh;
  line-height: 1.6;
  font-family: 'Source Sans Pro', Arial, sans-serif;
  background: linear-gradient(135deg, #F7F9FB 0%, #DDE6EE 100%);
  color: #162743;
}

img {
  max-width: 100%;
  height: auto;
}
a {
  color: #3271A8;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #0D2E53;
  outline: none;
}

ul, ol {
  list-style: none;
}

/* TYPOGRAPHY */
h1, h2, h3, h4 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
}
h1 {
  font-size: 2.5rem;
  margin-bottom: 24px;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
}
h3 {
  font-size: 1.3rem;
  margin-bottom: 16px;
}
h4 {
  font-size: 1.1rem;
  margin-bottom: 12px;
}
p, li {
  font-size: 1rem;
}
strong {
  font-weight: 600;
}

/* CONTAINER & WRAPPERS */
.container {
  width: 100%;
  max-width: 1190px;
  margin: 0 auto;
  padding: 0 20px;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
}

/* HEADER & NAVIGATION */
header {
  background: #ffffff;
  box-shadow: 0 2px 16px rgba(13,46,83,0.06);
  position: relative;
  z-index: 50;
}
.flex-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  min-height: 76px;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  font-size: 1rem;
  color: #0D2E53;
  padding: 6px 12px;
  border-radius: 5px;
  transition: background 0.2s, color 0.2s;
}
.main-nav a:hover, .main-nav a:focus {
  background: #f0f4fa;
  color: #3271A8;
}
.cta-btn.primary {
  background: linear-gradient(90deg, #3271A8 0%, #0D2E53 100%);
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  padding: 10px 26px;
  border: none;
  border-radius: 24px;
  box-shadow: 0 2px 10px rgba(50,113,168,0.09);
  transition: background 0.22s, box-shadow 0.22s, transform 0.22s;
  cursor: pointer;
  display: inline-block;
}
.cta-btn.primary:hover, .cta-btn.primary:focus {
  background: linear-gradient(90deg, #0D2E53 0%, #3271A8 100%);
  box-shadow: 0 3px 16px rgba(50,113,168,0.14);
  transform: translateY(-2px) scale(1.03);
}
.cta-btn {
  background: #3271A8;
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  border: none;
  border-radius: 22px;
  padding: 9px 22px;
  margin-top: 4px;
  box-shadow: 0px 1px 6px rgba(50,113,168, 0.08);
  transition: background 0.2s, transform 0.18s, box-shadow 0.2s;
  cursor: pointer;
  display: inline-block;
}
.cta-btn:hover, .cta-btn:focus {
  background: #215a91;
  color: #fff;
  transform: translateY(-1px) scale(1.02);
  box-shadow: 0 2px 12px rgba(13,46,83,0.09);
}
/* Hamburger Mobile Button */
.mobile-menu-toggle {
  display: none;
  background: #3271A8;
  color: #fff;
  border: none;
  font-size: 2rem;
  padding: 9px 16px;
  border-radius: 5px;
  margin-left: 10px;
  z-index: 120;
  transition: background 0.2s, transform 0.15s;
  cursor: pointer;
}
.mobile-menu-toggle:focus {
  outline: 2px solid #0D2E53;
  background: #215a91;
}

/* MOBILE NAV/LATERAL */
.mobile-menu {
  position: fixed;
  top: 0; left: 0; right:0; bottom:0;
  width: 100vw;
  height: 100vh;
  background: #F7F9FB;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  padding: 38px 28px 24px 28px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.28s, transform 0.29s;
  transform: translateX(-100%);
  z-index: 200;
}
.mobile-menu.open {
  opacity: 1;
  pointer-events: all;
  transform: translateX(0);
  box-shadow: 2px 0 36px rgba(13,46,83,0.13);
}
.mobile-menu-close {
  background: none;
  border: none;
  color: #0D2E53;
  font-size: 2rem;
  font-weight: 700;
  align-self: flex-end;
  margin-bottom: 18px;
  cursor: pointer;
  transition: color 0.18s;
  z-index: 210;
}
.mobile-menu-close:hover {
  color: #3271A8;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
  margin-top: 16px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.2rem;
  font-weight: 500;
  color: #0D2E53;
  padding: 13px 0;
  border-radius: 7px;
  transition: background 0.15s, color 0.16s;
  width: 100%;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #DDE6EE;
  color: #3271A8;
}

@media (max-width: 1030px) {
  .flex-header {
    gap: 10px;
  }
  .main-nav {
    gap: 14px;
  }
}
@media (max-width: 900px) {
  .container { padding: 0 10px; }
  .flex-header {
    gap: 5px;
  }
}
@media (max-width: 800px) {
  .container { padding: 0 6px; max-width: 99vw;}
  .main-nav { gap: 8px;}
}
/* ================ RESPONSIVE NAVIGATION ============= */
@media (max-width: 768px) {
  .flex-header {
    flex-direction: row;
    align-items: center;
    gap: 8px;
  }
  .main-nav {
    display: none;
  }
  .cta-btn.primary {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}

/* HERO & GRADIENT BACKGROUNDS */
.hero-section {
  background: linear-gradient(90deg, #3271A8 0%, #0D2E53 100%);
  color: #fff;
  padding: 70px 0 52px 0;
  margin-bottom: 50px;
}
.hero-section .container {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  min-height: 310px;
}
.hero-section h1 {
  font-size: 2.7rem;
  letter-spacing: -1.2px;
  color: #fff;
  margin-bottom: 16px;
}
.hero-section p {
  color: #f0f4fa;
  font-size: 1.28rem;
  margin-bottom: 26px;
  max-width: 700px;
}

@media (max-width: 768px) {
  .hero-section {
    padding: 38px 0 38px 0;
    margin-bottom: 30px;
  }
  .hero-section h1 {
    font-size: 2rem;
    margin-bottom: 12px;
  }
  .hero-section p {
    font-size: 1.04rem;
    margin-bottom: 16px;
  }
}

/* CARDS & FLEXBOX LAYOUTS */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 14px rgba(13, 46, 83, 0.09);
  margin-bottom: 20px;
  position: relative;
  padding: 24px 20px;
  min-width: 265px;
  flex: 1 1 310px;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.19s, transform 0.18s;
}
.card:hover {
  box-shadow: 0 5px 26px rgba(50,113,168,0.14);
  transform: translateY(-2px) scale(1.03);
}

.review-card, .guide-card, .news-teaser {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 2px 10px rgba(13, 46, 83, 0.08);
  padding: 24px 18px 22px;
  margin-bottom: 20px;
  transition: box-shadow 0.19s, transform 0.18s;
  display: flex;
  flex-direction: column;
  gap: 14px;
  min-width: 245px;
  flex: 1 1 285px;
}
.review-card:hover, .guide-card:hover, .news-teaser:hover {
  box-shadow: 0 5px 22px rgba(50,113,168,0.13);
  transform: translateY(-1px) scale(1.025);
}

.guides-cards, .review-list, .news-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
}
@media (max-width: 900px) {
  .guides-cards, .review-list, .news-list {
    gap: 14px;
  }
}
@media (max-width: 768px) {
  .guides-cards, .review-list, .news-list {
    flex-direction: column;
    gap: 10px;
  }
  .card, .review-card, .guide-card, .news-teaser {
    min-width: 0;
    width: 100%;
  }
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}

.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    gap: 18px;
    align-items: stretch;
  }
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
}

/* ICONS in Features section */
.features-section ul,
.guides-list-section ul.values-list,
.values-list {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.features-section ul li,
.values-list li {
  display: flex;
  align-items: center;
  gap: 13px;
  font-size: 1.07rem;
  font-weight: 500;
  color: #215a91;
}
.features-section ul li img,
.values-list li img {
  width: 30px;
  height: 30px;
}

/* TESTIMONIALS & VISUAL ELEMENTS */
.testimonials-section {
  background: #F7F9FB;
  margin-bottom: 0;
  padding: 48px 0 24px 0;
}
.testimonials-section h2 {
  color: #0D2E53;
}
.testimonial-slider {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-bottom: 16px;
}
.testimonial-card {
  background: #fff;
  box-shadow: 0 2px 16px rgba(50,113,168,0.10);
  border-radius: 13px;
  display: flex;
  align-items: center; /* For avatar if added */
  gap: 20px;
  padding: 20px;
  flex: 1 1 290px;
  min-width: 260px;
  margin-bottom: 20px;
  color: #1a2442;
  font-size: 1.04rem;
  transition: box-shadow 0.16s, transform 0.17s;
}
.testimonial-card:hover {
  box-shadow: 0 5px 22px rgba(13,46,83,0.12);
  transform: translateY(-2px) scale(1.021);
}
.testimonial-meta {
  margin-top: 12px;
  font-size: 0.97rem;
  font-style: italic;
  color: #3271A8;
  font-family: 'Montserrat', Arial, sans-serif;
}
.trust-signal {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #0D2E53;
  font-size: 1.1rem;
  margin-top: 20px;
  font-weight: 600;
}
.trust-signal img {
  width: 26px;
  height: 26px;
}

/* FOOTER */
footer {
  background: #0D2E53;
  color: #fff;
  padding: 40px 0 22px 0;
}
.footer-logo img {
  width: 48px;
  margin-bottom: 16px;
}
.footer-nav {
  display: flex;
  gap: 22px;
  margin-bottom: 14px;
}
.footer-nav a {
  color: #A8B9CC;
  font-size: 1rem;
  transition: color 0.18s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #fff;
}
.footer-contact {
  font-size: 1rem;
  margin: 0 0 22px 0;
  line-height: 1.5;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-contact img {
  width: 18px;
  margin-right: 7px;
  vertical-align: middle;
}
.footer-note {
  font-size: 0.9rem;
  color: #DDE6EE;
  margin-top: 12px;
}
@media (max-width: 700px) {
  .footer-nav {
    flex-direction: column;
    gap: 10px;
    margin-bottom: 6px;
  }
}

/* COOKIE CONSENT BANNER */
#cookie-banner {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  background: #fff;
  box-shadow: 0px -2px 18px rgba(13,46,83,0.11);
  border-top: 1.5px solid #DDE6EE;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 26px;
  padding: 18px 28px;
  z-index: 1700;
  font-size: 1rem;
  transition: transform 0.36s, opacity 0.32s;
}
#cookie-banner.hide {
  transform: translateY(100%);
  opacity: 0;
  pointer-events: none;
}
#cookie-banner p {
  color: #274162;
  margin-bottom: 0;
  flex: 1;
}
#cookie-banner button, #cookie-banner .cookie-btn {
  background: #3271A8;
  color: #fff;
  font-size: 1rem;
  font-family: 'Montserrat', Arial, sans-serif;
  border: none;
  border-radius: 20px;
  padding: 8px 20px;
  margin-left: 8px;
  cursor: pointer;
  margin-bottom: 0;
  transition: background 0.15s, transform 0.13s;
}
#cookie-banner button:hover, #cookie-banner .cookie-btn:hover {
  background: #0D2E53;
  transform: scale(1.07);
}
#cookie-banner .cookie-btn.outline {
  background: #fff;
  border: 1.3px solid #3271A8;
  color: #3271A8;
}
#cookie-banner .cookie-btn.outline:hover {
  background: #DDE6EE;
  color: #0D2E53;
}
@media (max-width: 650px) {
  #cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
    padding: 17px 6vw;
  }
  #cookie-banner button, #cookie-banner .cookie-btn {
    width: 100%;
    margin-left: 0;
  }
}

/* COOKIE SETTINGS MODAL */
#cookie-modal {
  position: fixed;
  left: 0; top: 0; right:0; bottom:0;
  background: rgba(26,36,66,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.32s;
}
#cookie-modal.open {
  pointer-events: all;
  opacity: 1;
}
.cookie-modal-content {
  background: #fff;
  border-radius: 14px;
  padding: 36px 32px 28px 32px;
  min-width: 320px;
  max-width: 98vw;
  box-shadow: 0 4px 42px rgba(13,46,83,0.13);
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.cookie-modal-content h3 {
  color: #3271A8;
  font-size: 1.3rem;
  margin-bottom: 12px;
  font-family: 'Montserrat', Arial, sans-serif;
}
.cookie-categories {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 18px;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 13px;
  font-size: 1.02rem;
}
.cookie-category label {
  font-weight: 500;
  color: #1a2442;
}
.cookie-category input[type="checkbox"] {
  accent-color: #3271A8;
  width: 20px;
  height: 20px;
}
.cookie-modal-actions {
  display: flex;
  gap: 14px;
  margin-top: 10px;
}
.cookie-modal-actions button {
  background: #3271A8;
  color: #fff;
  font-size: 1rem;
  font-family: 'Montserrat', Arial, sans-serif;
  border: none;
  padding: 8px 23px;
  border-radius: 20px;
  cursor: pointer;
  transition: background 0.15s, transform 0.12s;
}
.cookie-modal-actions button.outline {
  background: #fff;
  border: 1.22px solid #3271A8;
  color: #3271A8;
}
.cookie-modal-actions button:hover {
  background: #0D2E53;
  transform: scale(1.05);
}
.cookie-modal-actions button.outline:hover {
  background: #DDE6EE;
  color: #0D2E53;
}
.cookie-modal-close {
  background: none;
  border: none;
  color: #0D2E53;
  font-size: 2rem;
  position: absolute;
  top: 13px;
  right: 22px;
  cursor: pointer;
}
@media (max-width: 500px) {
  .cookie-modal-content {
    min-width: 0;
    padding: 20px 7vw 18px 7vw;
  }
}

/* TABLES (COMPARE PAGE) */
.comparison-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  margin-bottom: 24px;
  background: #fff;
  box-shadow: 0 2px 13px rgba(13,46,83,0.07);
  border-radius: 12px;
  overflow: hidden;
}
.comparison-table th, .comparison-table td {
  padding: 16px 10px;
  text-align: left;
}
.comparison-table th {
  background: #3271A8;
  color: #fff;
  font-size: 1.12rem;
  font-family: 'Montserrat', Arial, sans-serif;
}
.comparison-table td {
  color: #215a91;
  font-size: 1.02rem;
  border-bottom: 1px solid #F7F9FB;
}
.comparison-table tr:last-child td {
  border-bottom: none;
}
@media (max-width: 700px) {
  .comparison-table thead { display: none; }
  .comparison-table tbody, .comparison-table tr {
    display: flex;
    flex-direction: column;
    gap: 0;
    width: 100%;
  }
  .comparison-table td {
    padding: 12px 10px;
    font-size: 0.97rem;
  }
}

/* FAQ SECTION */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.faq-item {
  background: #F7F9FB;
  border-radius: 12px;
  padding: 18px 20px;
  box-shadow: 0 2px 8px rgba(50,113,168,0.04);
  color: #162743;
  transition: box-shadow 0.18s;
}
.faq-item:hover {
  box-shadow: 0 5px 18px rgba(50,113,168,0.10);
}
.faq-item h3 {
  margin-bottom: 8px;
  font-size: 1.15rem;
  color: #215a91;
}
.faq-item p {
  font-size: 1.03rem;
  color: #274162;
}

/* PROMSE, CALLOUT, BANNER/BOX */
.promise-box, .callout-box {
  display: flex;
  align-items: center;
  gap: 13px;
  background: linear-gradient(90deg,#e7f1fc,#f7f9fb 60%);
  border-left: 4px solid #3271A8;
  border-radius: 10px;
  padding: 18px 22px;
  font-size: 1.04rem;
  color: #1a2442;
  margin-top: 22px;
}
.promise-box img, .callout-box img {
  width: 26px;
}

/* FILTERS & BUTTONS*/
.filters {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  margin: 14px 0 10px 0;
  font-size: 1.01rem;
  color: #0D2E53;
}
.filters span {
  background: #DDE6EE;
  border-radius: 12px;
  padding: 7px 13px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.filters img {
  height: 20px;
  width: 20px;
}

/* TABS & CATEGORY NAVS */
.card-type-tabs, .categories-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 14px;
}
.card-type-tabs .tab {
  background: #F7F9FB;
  color: #3271A8;
  border-radius: 18px;
  font-weight: 600;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.05rem;
  padding: 9px 19px;
  transition: background 0.19s, color 0.15s;
}
.card-type-tabs .tab.active, .card-type-tabs .tab:hover {
  background: #3271A8;
  color: #fff;
  cursor: pointer;
}
.categories-nav a {
  background: #DDE6EE;
  color: #0D2E53;
  border-radius: 13px;
  padding: 8px 16px;
  font-weight: 500;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  transition: background 0.14s, color 0.13s;
}
.categories-nav a:hover {
  background: #3271A8;
  color: #fff;
}

/* TAGS & META */
.date-tag {
  background: #3271A8;
  color: #fff;
  border-radius: 10px;
  font-size: 0.95rem;
  padding: 5px 13px;
  margin-bottom: 12px;
  display: inline-block;
}

.benefits-list ul {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 10px 0 24px 0;
}
.benefits-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #215a91;
  font-weight: 500;
}
.benefits-list img {
  width: 22px;
  height: 22px;
}

/* Misc */
.independent-reviews {
  margin-top: 22px;
  font-style: italic;
  color: #215a91;
  font-size: 1.05rem;
}
.next-steps ul {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin: 12px 0 22px 0;
}
.next-steps li {
  color: #162743;
  font-size: 1rem;
}

/* Contact Page */
.contact-details,
.support-note {
  margin-bottom: 18px;
}
.contact-details p img {
  width: 18px;
  margin-right: 7px;
  vertical-align: middle;
}
@media (max-width: 768px) {
  .contact-details, .support-note {
    font-size: 0.98rem;
  }
}

/* RESPONSIVENESS - FLEX TO COLUMN ON MOBILE */
@media (max-width: 900px) {
  .container {
    max-width: 97vw;
    padding: 0 4vw;
  }
}
@media (max-width: 600px) {
  h1 { font-size: 1.36rem; }
  h2 { font-size: 1.18rem; }
  .section { padding:26px 5px; }
}

/* --- Core Flex Patterns --- */
.section { margin-bottom: 60px; padding: 40px 20px; }
.card-container { display: flex; flex-wrap: wrap; gap: 24px; }
.card { margin-bottom: 20px; position: relative; }
.content-grid { display: flex; flex-wrap: wrap; gap: 20px; justify-content: space-between; }
.text-image-section { display: flex; align-items: center; gap: 30px; flex-wrap: wrap; }
.testimonial-card { display: flex; align-items: center; gap: 20px; padding: 20px; }
.feature-item { display: flex; flex-direction: column; align-items: flex-start; gap: 15px; }

/* Adapt flex layouts on mobile */
@media (max-width: 768px) {
  .section { padding: 20px 4px; }
  .content-grid, .card-container, .testimonial-slider, .features-list, .values-list {
    flex-direction: column;
    gap: 12px;
  }
  .testimonial-card, .feature-item {
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
  }
}

/* SCROLLBAR STYLES (Modern look) */
::-webkit-scrollbar {
  width: 9px;
  background: #F7F9FB;
}
::-webkit-scrollbar-thumb {
  background: #c4dae9;
  border-radius: 12px;
}
::-webkit-scrollbar-thumb:hover { background: #aac8e2; }

/* FOCUS STYLES */
:focus-visible {
  outline: 2px solid #3271A8 !important;
  outline-offset: 1px;
}

/* Hide visually-invisible elements (for accessibility) */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0; padding: 0; margin: -1px;
}

/* MICRO-INTERACTIONS/TRANSITIONS */
button, .cta-btn, a.tab, .categories-nav a, .main-nav a, .mobile-nav a {
  transition: background .18s, color .16s, transform .12s, box-shadow .16s;
}

/* MISC LAYOUT HELPERS  */
.m-auto { margin: 0 auto; }
.mt-16 { margin-top: 16px; }
.mb-16 { margin-bottom: 16px; }
.pt-12 { padding-top: 12px; }
.pb-22 { padding-bottom: 22px; }

/* Z-INDEX stack for overlays */
header { z-index: 50; }
.mobile-menu { z-index: 200; }
#cookie-modal { z-index: 2000; }
#cookie-banner { z-index: 1700; }